SASRA-Regulated · Since 1968
Bamburi Wananchi SACCO helps you save smart and borrow easy with affordable loans and real dividends, trusted for 58 years.
Start from Ksh 5,000 and build a savings habit that pays back in dividends.
8 loan products with rates from 7.5% to 17% — including same-day Instant loans.
See your repayment schedule instantly before you apply for any loan.
Track your savings, loans and statements online, anytime.
Why Join Us
Everything is designed to help you save consistently and borrow responsibly — pick the benefit that matters most to you.
Become a MemberBorrow from as low as 12.5% p.a., with Instant and Emergency loans that can be approved fast when you need them most.
Start from Ksh 5,000 and build a savings habit that grows your borrowing power and pays back in dividends.
Registered with SASRA since 24th April 1968 (CS/1770) — your money is protected under strong, transparent governance.
Governed by a 9-member Board and Supervisory Committee drawn from among our own members.
Getting Started
Complete your application and pay a one-time registration fee of Ksh 1000 via M-Pesa, right from this website.
Commit to your minimum monthly savings — Ksh 10,000 (Bamburi Cement), Ksh 8,500 (Lafarge / Special Products), or Ksh 5,000 for other eligible categories.
Access affordable loans against your savings and earn dividends as your deposits grow.
Bamburi Wananchi SACCO offers nine flexible loan products — from long-term development financing to same-day cash advances — so there’s always one built for your need.
Up to 3× your deposits, repayable over as long as 72 months.
Fast relief for the unexpected, repayable within 12 months.
Top up an existing Development Loan after 6 months of repayment.
Covers school fees and education costs, repayable within 12 months.
Up to Ksh 30,000 in cash, same day — a one-off fee, no monthly interest.
Short-term relief repayable over six monthly instalments.
Up to Ksh 200,000 over two years on a reducing balance.
Up to Ksh 30,000 cash, repayable in two monthly instalments.
Short-term facility repayable in four monthly instalments.
Testimonials
Real experiences from members who save, borrow and grow with Bamburi Wananchi SACCO. (Sample quotes — replace with verified member testimonials.)
My Emergency Loan was approved and disbursed within a day when I needed it most. The process was straightforward and the team kept me informed throughout.
I've been saving here since 2016 and my dividends grow every year. Knowing the Sacco is SASRA-regulated gives me real peace of mind.
The Loan Calculator let me see my full repayment schedule before I even applied. No surprises, no hidden charges — just a Sacco that respects its members.
Stay Involved
AGMs, member seminars and Sacco-wide activities — all in one place.
Our Partners
The organisations and institutions that make our Sacco’s work possible.
Join 700+ members already building their financial future with Bamburi Wananchi SACCO.
